You can text Genius any question related to your financial life. Get help with your bills, spending, loans, credit card debt and more.
You can also ask for advice on general topics, like car insurance and retirement plans. Here are some example questions that our customers have asked:
- I have some credit card debt and a few student loans. How should I pay these off?
- Can I afford to go out tonight?
- I want to get a dog. What financial commitments are involved?
- I have 35K airline miles. What’s the best way to use them for a flight to Europe?
- How do I start saving for a friend’s wedding?
In addition to texting Genius, you can also request tailored advice from the all-new, interactive Genius tab. Select the financial topics that interest you, then request a text from Genius on that exact topic. We'll get back to you with guidance customized to your individual financial profile.
Our Genius tab also offers DIY resources to explore when you're not chatting with a Genius. For example, if you add Debt as a financial topic in your Genius tab, you gain access to our custom Repayment calculator. You can also view an Example Genius conversation to get a feel for how our text service works.