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Debt burden

Your debt burden score is calculated based upon two factors

  1. Your debt to income ratio
  2. Your credit card debt load 

  1. Debt to income

    • Albert first sums together your credit card debt and total loan amounts. 
    • This number is then divided into your income. 
    • As you keep paying off debt, your score will rise. 

  2. Credit card debt

    • Albert analyzes your current credit card debt and looks for interest charges.
    • Your score here will improve as you lower the amount of credit card interest you have paid in the previous three months. 

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