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How much does Savings pay in bonuses?

Bonus

Albert rewards you by offering Savings bonuses on the money you save with us.

  1. Genius Savings bonus: Genius users receive an annual bonus of 0.25%, or 25 cents for every $100 in their Savings account over the course of a year.

  2. Savings bonus: Albert users receive an annual bonus of 0.10%, or 10 cents for every $100 in their Savings account over the course of a year.

 

How do Savings bonuses work?

Albert pays bonuses at the beginning of each month. If your bonus on a given month is less than 5 cents, you’ll receive that bonus the next month your cumulative bonuses exceed 5 cents.
When you receive a bonus, you'll see a transaction labeled "Bonus 😀" in your Savings transactions in the app.


Albert receives interest from our partner banks for holding your funds, and we share that interest with you as a Savings bonus. The interest rate we receive from our partner banks can change based on economic trends and changes to the Federal Reserve's interest rate benchmark. As a result, the Albert Savings bonus rate can increase or decrease in response to these changes .

 

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Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Early access to direct deposit funds depends on the timing of the payer's submission of deposits. We generally post such deposits to Albert Cash accounts on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date. Cash back terms apply. See app for details. Savings bonus may vary. Download to see if you qualify for Albert Instant. Repay the Instant advance with your next paycheck. Fees may apply. When you join Albert, you’ll set up an Albert Cash account and a 30-day trial for Albert Genius as part of the sign-up process. If you cancel within 30 days of signing up, you will not be charged for your subscription. Your subscription will auto-renew until canceled. Even if you cancel, you can continue to access Albert Cash and Instant. If you cancel, you will lose certain benefits associated with your Genius subscription, such as Investing, access to Albert’s financial experts, free in-network ATM withdrawals, and more.

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