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How much does Savings pay in bonuses?

Bonus

Albert rewards you by offering Savings bonuses on the money you save with us.

  1. Genius Savings bonus: Genius users receive an annual bonus of 0.25%, or 25 cents for every $100 in their Savings account over the course of a year.

  2. Savings bonus: Albert users receive an annual bonus of 0.10%, or 10 cents for every $100 in their Savings account over the course of a year.

 

How do Savings bonuses work?

Albert pays bonuses at the beginning of each month. If your bonus on a given month is less than 5 cents, you’ll receive that bonus the next month your cumulative bonuses exceed 5 cents.
When you receive a bonus, you'll see a transaction labeled "Bonus 😀" in your Savings transactions in the app.


Albert receives interest from our partner banks for holding your funds, and we share that interest with you as a Savings bonus. The interest rate we receive from our partner banks can change based on economic trends and changes to the Federal Reserve's interest rate benchmark. As a result, the Albert Savings bonus rate can increase or decrease in response to these changes .

 

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Banking services provided by Sutton Bank, Member FDIC. The Albert Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard International. Early access to direct deposit funds depends on the timing of the payer's submission of deposits. We generally post such deposits to Albert Cash accounts on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date. Cash back terms apply. See app for details. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, Wells Fargo, N.A., and Axos Bank. Download to see if you qualify for Albert Instant. Repay the Instant advance with your next paycheck.

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