About Albert

Albert helps you understand your finances and make better financial decisions. Self-manage your account for free or let Albert Genius do it for you.

Albert’s mission is to build a world where no one, regardless of income or net worth, has to worry about making the wrong financial decision. Learn more here.

Self-manage your account

• Instant advances
  In a pinch, advance up to $100 from your next paycheck. No credit check. No interest.
• Automatic savings
  We'll help you save for a rainy day with weekly savings.
• Overview & budget
  View all of your accounts in one place, see how much you have left to spend for the month, and view your financial health.
• Bill lowering
  Get your bills lowered at the tap of a button.

Albert Genius helps you save and spend smarter

• Genius team
  Our team of human financial experts will help you with your financial needs from paying down debt or improving your credit score to building wealth and setting up things like insurance or investments—Genius is always just a text away.
• Personalized financial plan
  We'll send you relevant missions to help guide you on your financial journey. And our Geniuses will analyze your profile and tell you where your savings can be optimized to help you save faster.
• Turbo charged savings
  Create savings goals and enable smart savings to help you automatically save more and save faster towards your goals. Earn 0.25% annual savings bonuses in your Albert Savings.
• Intelligent spending alerts
  We'll notify you if we see anything you might be overpaying for, if it's a bill we may even be able to help lower it for you.
• Real-time account monitoring
  We're always working in the background and will alert you with spending trends or if we detect any unwanted fees.
• Guided Investing
  Own your share of popular worldwide funds with a custom portfolio by Genius. Our registered advisors guide you along the way. No experience needed. Invest with just $1.