We're on a mission to help millions of Americans achieve financial wellness.
Many features in our app, such as automated savings and budgeting, are free to use. Our paid subscription service unlocks more advanced smart features and lets subscribers chat directly with financial experts. By charging a small fee, we're able to provide a range of personalized financial services and products to our subscribers at a cost that's affordable to them.
Learn more about the primary ways we make money below.
Albert Genius Subscription
We earn most of our revenue through Albert Genius, our subscription service. With Albert Genius, you choose to pay what you think is fair — ranging from $4 to $14 per month.
When you make a purchase using your Albert Cash card, Mastercard collects an interchange fee from the merchant, and we receive a portion of that fee. When you make an out-of-network ATM withdrawal, we receive the withdrawal fee.
When you request an immediate Instant advance, we charge a convenience fee when repayment is collected. We never charge late fees or interest.
When you sign up for a policy with one of our insurance partners or tap to view promotional offers, we may receive a commission.