We won't initiate a Savings transfer if your balance is too low to safely withdraw funds, or if there’s a risk that your balance may decrease significantly because of upcoming bill payments or other debits.
If you schedule a fixed Savings amount, deposits may initiate a few days after the scheduled date to help prevent overdrafts.
In the event of an overdraft, we recommend reviewing your transaction history to determine the specific debit transaction that overdrew your account. If you feel Albert is responsible, please text our Albert support team. We’ll be glad to assist you.