You can make manual payments or turn on auto pay to repay your loan.
How do I manage auto pay?
When auto pay is turned on, we’ll automatically withdraw your loan payments on the due date from your linked payment source. You can turn auto pay on or off at any time. To cancel a scheduled auto payment, turn off auto pay at least 24 hours in advance of the payment’s due date.
To manage auto pay in the app:
- From the home screen, tap “Instant.”
- Go to settings (⚙️).
- Under the loan section select “Auto pay.”
- Toggle auto pay on or off.
If you have insufficient funds in your linked funding source, your automatic payment may not complete and your payment may become late. We’ll send you an email if your payment is late.
How do I make a manual payment?
You can make one-time payments manually in the app. Here’s how:
- From the home screen, tap “Instant.”
- Go to settings (⚙️).
- Under the loan section select “Make manual payment”
- Add the payment details.
- Tap “Make payment” and then “Confirm payment.”
We’ll send you an email if your manual payment fails. You can only make payments equal to the exact amount due or the entire balance remaining on your loan. If you are behind on payments, you can make multiple payments at once (e.g. 3 months worth of payments).
What happens if I miss a payment?
If we don't receive a payment within 10 days after your due date, you may be charged a late fee. Late payments that are overdue by 30 days or more may be reported to the credit bureaus, which might negatively impact your credit score.