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What is the portfolio by Genius?

A 27 year-old single mother saving for her child's tuition requires a different portfolio than a 65-year old with fully-funded retirement accounts. The portfolio by Genius takes these factors into mind when selecting a user's investments.

Any portfolio by Genius will be diversified between stocks, bonds and other holdings, to help minimize costs and offset market losses.

How it works

  1. Tap the Investing card on the home screen.
  2. Tap 🔍 in the top right corner.
  3. Tap the 'Automated portfolio >' card under 'Portfolio by Genius.'
  4. Answer the questions to personalize your portfolio

Then, using the unique details you provide about your goals, risk tolerance and time horizon, Genius builds a portfolio to match. This could be an aggressive, moderate or conservative portfolio.

 

What's the difference between conservative, moderate and aggressive portfolios?

Conservative
Contains "lower-risk" investments; i.e., holdings that are less inclined to volatile performance, with the opportunity for smaller, steady gains.

Moderate
Contains "medium-risk" investments; i.e., holdings that have a chance of volatile performance, with the opportunity for moderate gains.

Aggressive
Contains "high-risk" investments; i.e., holdings that are more inclined to volatile performance, with the opportunity for significant gains.

 

You can change your preferences at any time. You can also set different risk levels for different investments. Please keep in mind that all investments in securities involve a risk of loss. No method of investing, nor any type of investment, guarantees success.
If you have any individual questions about requesting a portfolio by Genius, text Genius.

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