A 27 year-old single mother saving for her child's tuition requires a different portfolio than a 65-year old with fully-funded retirement accounts. The portfolio by Genius takes these factors into mind when selecting a user's investments.
Any portfolio by Genius will be diversified between stocks, bonds and other holdings, to help minimize costs and offset market losses.
How it works
- Tap the Investments card on the home screen.
- Tap 🔍 in the top right corner. (Or, tap '+ Explore investments' at the bottom of the screen.)
- Tap the 'Genius portfolio >' card under 'Portfolio by Genius.'
- Answer the questions to personalize your portfolio
Then, using the unique details you provide about your goals, risk tolerance and time horizon, Genius builds a portfolio to match. This could be an aggressive, moderate or conservative portfolio.
What's the difference between conservative, moderate and aggressive portfolios?
Contains "lower-risk" investments; i.e., holdings that are less inclined to volatile performance, with the opportunity for smaller, steady gains.
Contains "medium-risk" investments; i.e., holdings that have a chance of volatile performance, with the opportunity for moderate gains.
Contains "high-risk" investments; i.e., holdings that are more inclined to volatile performance, with the opportunity for significant gains.