- You have a job and receive verifiable income via direct deposit
- Your income is consistent over the past two months, and arrives on a predictable pay schedule (once monthly, bi-weekly, weekly, etc.)
- Your current bank account balance is above $0 (i.e., not currently overdrawn)
I'm "not yet eligible." Will this change?
If you become eligible in the future, we'll update your account automatically.
Genius is always working in the background. If you don't currently qualify for Instant, we'll keep reviewing your accounts until we detect that you are eligible.
If you have notifications turned on, we'll alert you and update the Instant card on your app's home screen.