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How do I qualify for advances with Instant?

Requirements

We consider a variety of factors to determine your Albert Instant Advance limit. We offer up to $1,000 with Instant and the amount available varies for eligible members based on each individual. A few things we consider:

  • Account activity: an active bank account is linked to Albert
  • Transaction history: an account with a long transaction history is linked to Albert
Instant limits range from $25 to $1,000 and eligibility varies based on your ongoing account history and activity. Not all customers will qualify and few qualify for $1,000.

 

Other requirements

Smart money set to the "Automatic" schedule is required to access Instant. You may turn this off by contacting customer support. If Smart money is turned off, you will no longer have access to Instant. An Albert Cash account is required to access Instant Advances.

 

Do you check my credit?

There’s no credit check involved - not even a soft inquiry. While members can check their credit score with Albert, this information is not used to determine your Instant limit. Some customers may be eligible to apply for an Instant Loan, if you apply for an Instant Loan your credit may get pulled when you submit your application. Interest and late fees may apply to Instant Loans.