The time it takes for transfers to process will depend on the type of transfer and which accounts the money is being sent to and from. Check out the situations below:
Transfers between Albert Cash and external bank accounts
Transfers between Cash and external bank accounts are completed via ACH transfer, a bank-to-bank transfer. It takes 3–6 business days (Mon–Fri, excluding federal holidays) to securely process transfers initiated in the app.
Transfers between Albert products
In most cases, transfers between Albert accounts are available immediately.
Direct deposit
If you have direct deposit set up with Albert, your paycheck will be posted as soon as we receive it from your payroll provider.
You may have access to your paycheck up to 2 days early compared to other banks. Read more about how early pay works here.
Other transfers
Availability of funds from deposited checks or other deposit types may vary. In most cases, your funds will be available to use within 3–7 business days (Mon–Fri) from the business day they're received by Albert.
