To get started with the Instant line of credit, head to the home screen in the app or online and tap “Instant.” Follow the prompts to set up Instant.
How do I draw funds?
Once you’ve set up Instant, if you’re eligible you can advance funds up to your limit.
- On the home screen, select “Instant”
- Under the “Borrow” section, select an amount to advance
- Follow the prompts to complete your transfer
Note: you can advance up to 6 times within a 30 day period.
Where can I receive my funds?
Your funds will be sent to your Albert Cash account, and will be available instantly after advancing. Draw fees may apply based on the amount of your transfer.
To set up Instant a linked debit card is required. Albert will make a small (less than $0.40) transaction on your card and cancel it after verification. If your balance is less than $1, we’ll delay this process until your balance increases to help avoid overdrafts.
The Instant line of credit is subject to terms and eligibility requirements, including geographic restrictions. If you move to a state where Instant line of credit is not offered, you will be unable to take additional draws from your Instant line of credit account during the time you reside in an ineligible state. However, you may be able to access other Instant products.