Requirements
We consider a variety of factors to determine your Instant line of credit limit. We offer advances up to $1,000 with Instant and the amount available varies for eligible members based on each individual. A few things we consider:
- Account activity: an active bank account is linked to Albert
- Transaction history: an account with a long transaction history is linked to Albert
- Consumer reporting: Albert obtains information from consumer reporting agencies
Instant advance limits range from $25 to $1,000 and eligibility varies based on your ongoing account history and activity. Not all Albert customers will qualify and few qualify for $1,000.
Do you check my credit?
No, Albert does not pull your credit report to use Instant but does obtain other information from consumer reporting agencies.