Cash Instant Saving Investing Protect Budgeting Genius

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Cash Instant Saving Investing Protect Budgeting Genius

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Albert
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Terms and disclosures

General

Albert's Terms of Use
Albert's Privacy Policy
Disclosure library
FDIC Insurance
SIPC Protection
Identity Fraud Financial Reimbursement

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Albert Cash

Albert Cash Account Agreement
Albert Cash Cardholder Agreement
Albert Cash Short Form Fee disclosure

Albert Securities

General Disclaimer
Apex Customer Account Agreement
SIPC and Account Protection
ETF Disclosure
Market Volatility Disclosure
Content and Social Media Disclosure

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Albert Investments

Albert Investing account agreements
Client Account Management Agreement

Company

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Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, Axos Bank, and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Early access to direct deposit funds depends on the timing of the payer's submission of deposits. We generally post such deposits to Albert Cash accounts on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date. Cash back terms apply. See app for details. To be eligible for savings bonuses, you must be subscribed to Genius and maintain a monthly average and ending balance of $10 or more. Bonuses for the month prior are paid by the 3rd of the following month. Albert Instant is an optional overdraft coverage service for ACH transfers, ATM withdrawals, debit card purchases, and other electronic transfers you make. Instant overdraft eligibility requirements, limits, and other terms apply. Limits start at $10 and may be increased up to $250 by Albert. Transfer, ATM, and other applicable fees may apply. A qualifying Genius subscription is required to access Instant overdrafts. See app for details. Download to see if you qualify for Albert Instant overdraft coverage. There are no Instant overdraft fees. However, transfer, ATM, or other applicable fees may apply. See app for details. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay in our sole discretion. If overdrafts are not repaid within 10 days from when your Albert Cash balance is initially overdrafted, your repayment will be overdue and your Instant access may be suspended. Even if Instant is turned off we may still allow overdraft payments at our discretion for other types of transactions, including fees charged by Albert. When you join Albert, you’ll set up an Albert Cash account and a 30-day trial for Albert Genius as part of the sign-up process. If you cancel within 30 days of signing up, you will not be charged for your subscription. Your subscription will auto-renew until canceled. Even if you cancel, you can continue to access Albert Cash and Instant. If you cancel, you will lose certain benefits associated with your Genius subscription, such as Savings, Investing, access to Albert’s financial experts, free in-network ATM withdrawals, and more.

Investment advisory services are provided by Albert Investments, LLC, a Registered Investment Advisor. Brokerage services are provided by Albert Securities, LLC, Member FINRA/SIPC. Securities products are not FDIC insured or bank guaranteed, and may lose value. Additional disclosures available here.

All corporate logos and trademarks are for illustrative purposes only and are not a recommendation, an offer to sell, or a solicitation of an offer to buy any security. Trademarks and logos are the property of their respective owners and do not represent endorsements of any kind. Examples, logos and/or pictures are for illustrative purposes only and are not representative of real customers or investment recommendations.

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